Dear Team,
Welcome to the Branch Credit Excellence Test!
This assessment is designed to evaluate your understanding of credit underwriting, risk assessment, customer evaluation, and decision-making skills in real-life lending scenarios. It’s an opportunity to showcase your expertise, sharpen your analytical thinking, and reinforce the principles that define excellence in credit quality.
Remember — the goal is not just to pass, but to learn, reflect, and strengthen the foundation of sound credit practices that help us grow responsibly and sustainably.
Wishing you all the very best!
Stay focused, think practically, and let your credit wisdom shine.





